Why you should use credit card over cash and debit card

1. Avoid cash and debit card transactions to the maximum

The coming time you buy a mobile phone or the monthly grocery at the store, avoid paying by cash or debit card, pay using credit card rather. First, it helps in avoiding black plutocrat. Secondly, and more importantly, your plutocrat (wealth power) stays in your account until you make the credit card payment. This gives you redundant interest in your savings regard balance.

2. Reward Points

You will get rewards every time you spend using the credit card and these rewards can be converted into gift cards or in any form which will benefit you.

3. Boosts credit score

The more you use the credit card and pay the bills on the specified date then you are making a good CIBIL Score which will help you in getting pre-approved loan in future like education loan, house loan, higher credit limits, loans with longer tenure and much more.

You can check your CIBIL Credit Score here : https://www.bankbazaar.com/cibil

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