AKASH BISWAS

1. Avoid cash and debit card transactions to the maximum The coming time you buy a mobile phone or the monthly grocery at the store, avoid paying by cash or debit card, pay using credit card rather. First, it helps in avoiding black plutocrat. Secondly, and more importantly, your plutocrat (wealth power) stays in your account until you make the credit card payment. This gives you redundant interest in your savings regard balance. 2. Reward Points You will get rewards every time you spend using the credit card and these rewards can be converted into gift cards or in any form which will benefit you. 3. Boosts credit score The more you use the credit card and pay the bills on the specified date then you are making a good CIBIL Score which will help you in getting pre-approved loan in future like education loan, house loan, higher credit limits, loans with longer tenure and much more. You can check your CIBIL Credit Score here : https://www.bankbazaar.com/cibil

If you want to have a more productive morning, you will need to avoid unhealthy habits that many people fall into as they are getting ready, Setting yourself up for a successful day always starts with a successful morning, and some top things could negatively affect you for the rest of your day if you aren't careful. Here are the top seven things that you should never do in the morning if you want to have a more successful and productive day. 1. Not taking enough time to relax: When you first wake up, it's never a good idea to completely rush through your entire morning routine. Giving yourself enough time so you don't have to go through a super scattered and hectic morning, will make sure that you can be more relaxed for the rest of the day. The morning routine that gives you some time to relax can put you at ease for the early part of your workday. When you feel stressed and have a routine that makes you rush around at home, you may feel like you have very lit...